⚠️ Disclaimer & Suitability Notice

Please read carefully before entering the dashboard

This tool is suitable for you if

  • You are a long-term investor with a minimum horizon of 3–5 years or more
  • You are investing in Tata Ethical Fund Direct Plan specifically
  • You follow Sharia-compliant (halal) investing principles
  • You are comfortable with Very High risk as classified by SEBI
  • You use this as a decision-support tool — not a guaranteed signal

This tool is NOT suitable for you if

  • You need your money back within 1–2 years
  • You are looking for fixed or guaranteed returns
  • You make investment decisions solely based on this dashboard
  • You have zero tolerance for short-term capital loss

Important

  • This dashboard does not constitute financial advice
  • All signals are indicative only — based on publicly available market data
  • Past patterns do not guarantee future performance
  • Always consult a SEBI-registered investment advisor for major decisions
  • Mutual fund investments are subject to market risks
⚠️ Built for personal use and shared among friends for informational purposes only. The creator (SUKLEE) assumes no liability for any investment decisions made using this tool.
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About This Dashboard
Version 1.0.0 · Built April 2026 · © SUKLEE
Purpose

A personal investment monitoring tool built to answer one question: "Is today the day I deploy my lumpsum reserve?"

Monitors Tata Ethical Fund Direct Plan (Growth) — a Sharia-compliant equity mutual fund benchmarked against the Nifty 500 Shariah TRI. Designed for long-term investors with a 3–5+ year horizon.

Fund Profile
Fund NameTata Ethical Fund — Direct Plan (Growth)
AMFI Code119172
BenchmarkNifty 500 Shariah Total Return Index
Fund ManagerAbhinav Sharma
RiskVery High (SEBI classification)
Exit Load0.50% if redeemed within 90 days
Expense Ratio~0.71% (Direct Plan)
Top SectorsIT (~24%), FMCG, Healthcare — zero banking exposure
Top HoldingsInfosys, TCS, Hindustan Unilever, Tech Mahindra
How the Recommendation Engine Works

A rule-based scoring engine evaluates 6 conditions on every refresh and generates a Green Light Score (0–6). The score plus override conditions and a data quality gate produces the final recommendation.

The 6 Green Light Conditions
C1 — Market Mood = Fear / Extreme FearMood proxy score ≤ 40/100. Calculated from VIX (40%) + PCR proxy (35%) + Advance/Decline ratio (25%). Source: NSE India VIX + Stooq market data.
C2 — VIX above 18 and stabilising or fallingIndia VIX must be above 18 (elevated fear) AND trend must not be rising. Rising VIX = panic still building = falling knife risk.
C3 — NAV below 200-day moving averageFund NAV trading below its 200-day average = mathematically in value territory. Calculated from 200 days of NAV history via AMFI API.
C4 — Fund drawdown from 52-week peak > 8%Fund has corrected meaningfully from its recent high. Threshold lowered from 10% to 8% to capture earlier in correction cycles.
C5 — Broad market weekly drop > 3%Any major tracked index (Nifty IT, FMCG, or Healthcare) down more than 3% over rolling week. Broader than IT-only to capture market-wide corrections.
C6 — Crude below $85 or fallingBrent/WTI crude below $85 = macro tailwind for India. Or crude falling day-on-day = easing inflationary pressure. Replaces FII data which is unreliable server-side.
Recommendation Signals
🟢 Deploy Lumpsum Now (Strong)Score 4–6/6 AND VIX not rising AND Crude not in danger zone.
🟢 Deploy Lumpsum NowScore 3/6 AND VIX not rising AND Crude not in danger zone. Minimum threshold for lumpsum action.
🔵 Increase SIP This MonthScore 2/6 AND Market Mood ≤ 50. Mild signal — boost SIP by ₹10,000, don't deploy lumpsum.
🟡 Continue SIP OnlyScore 0–1/6. Normal market conditions. Let SIP run undisturbed.
🔴 Wait — Market Not CorrectedMarket Mood above 75 (Greed zone). Market near highs — worst time to deploy lumpsum.
⚠️ Wait — Volatility Too HighVIX above 18 AND still rising AND Crude above $95. Falling knife — panic not peaked.
📡 Insufficient DataFewer than 3 data points available. Engine paused to prevent misleading signals. Occurs outside Indian market hours.
Market Mood Proxy Calculation
InputWeightLogic
India VIX40%VIX ≥ 25 → score 0. VIX ≤ 12 → score 85
PCR Proxy35%Derived from VIX. High PCR = fear
Adv/Dec Proxy25%Ratio of positive vs negative tracked instruments

Score 0–100: 0–20 Extreme Fear · 21–40 Fear · 41–60 Neutral · 61–80 Greed · 81–100 Extreme Greed

Data Sources
DataSourceRefresh
NAV + 200 DMAAMFI India (api.mfapi.in) — Official open APIDaily
All Market DataYahoo Finance via corsproxy.io15 min
FII FlowsNSE India via corsproxy.ioDaily
Mood ProxyCalculated from VIX + PCR + Adv/Dec15 min
Monitoring Scope — What Is Tracked

Daily: India VIX + trend, Nifty IT/FMCG/Healthcare, Brent Crude, USD/INR, Market Mood Proxy

Weekly: FII net flows + consecutive negative days, NASDAQ, HUL, US 10Y Treasury, PCR Proxy, TCS, Infosys

Fund: NAV, 200 DMA comparison, 52-week high/low, drawdown from peak, Tech Mahindra

Future: Individual stock panel is architecture-ready — waiting for stock list to be added.

SUKLEE
© 2026 SUKLEE. All rights reserved.
Built for personal use. Shared among friends for informational purposes only.